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Small business guide

MFA for Small Business

Quick answer

Multi-factor authentication adds a second proof of identity after a password. Start with email, finance, administrator, registrar, and cloud accounts because those accounts can unlock other systems.

Who this is for: Owners, operators, and teams responsible for business accounts.

What to do

  1. 01List accounts that can reset passwords, move money, or access customer data.
  2. 02Enable authenticator or phishing-resistant MFA where the provider supports it.
  3. 03Store recovery codes securely and test recovery before an emergency.
  4. 04Review MFA enrollment when someone joins, changes role, or leaves.

What this does not cover

MFA does not fix compromised devices, unsafe recovery channels, or excessive access. It is one control in a broader account security plan.

Authoritative source

CISA Secure Our World

Last reviewed: September 16, 2026

This page is educational information, not legal advice or a professional security audit. Check the official requirements and get qualified help when your circumstances require it.

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